If you have an automobile, then odds are you have auto insurance. If you don't, then it is important to obtain it, whether your state requires it by law or not. While driving without auto insurance can lead to legal and financial consequences, making the wrong choices when choosing your auto insurance policy, including making assumptions about "state minimum" auto insurance, can also lead to very costly consequences later on. Read on to learn about two misconceptions people make about state minimum auto insurance policies, their costly consequences, and what to do instead.
