Getting injured on the job can be a frustrating experience that can prevent you from working in the future. While workers' compensation insurance should alleviate financial stress and provide medical care, it's not always easy to claim. Many employees find it challenging to understand their rights during this time and suffer because they don't get the compensation they deserve. For that reason, here's a list of five things you can do to ensure you get the workers' compensation insurance you deserve.
Report Your Injury Immediately
Immediately reporting your injury is one of the most critical factors in receiving workers' compensation. You should notify your employer of your injury as soon as possible, preferably within 24 hours, to file a claim. If the injury is not reported promptly, the employer may argue that it didn't happen on the job or doubt its severity.
Get Medical Attention
Once you have informed your employer, seek medical attention as soon as possible. Not only is it important for your health and to prevent further injury, but it's also required to file a workers' comp claim. You will need documentation of your injury for the claim, which can be obtained from the medical professional who treated you.
Hire an Experienced Attorney
Having legal representation increases the probability of getting workers' compensation. An experienced attorney can help guide you through the process and ensure that you fill out the correct forms and meet deadlines. An attorney can also help negotiate better compensation so that you receive the compensation you deserve.
Follow Your Doctor's Orders
The physician in charge of your treatment will determine whether you are ready to return to work or what additional treatment you may need. Following the doctor's orders will help you recover more efficiently and enhance your chances of receiving benefits. If you choose to ignore recommendations or treatments, your employer's insurance company could potentially deny benefits.
Stay Involved in Your Claim
It's essential to remain involved during your case and be proactive in obtaining workers' compensation. This may include providing additional information to the insurance company, following up on what your attorney is doing, asking for help from the Workers' Compensation Board or state agency responsible for the claim, or even delegating these tasks to trusted friends or family.
Receiving workers' comp insurance can be a long and arduous process. It's crucial to understand your rights during this time, from following through with your medical treatment to hiring a lawyer to ensure you receive the compensation you deserve. Take the steps outlined here, and it will help guide you through the process of receiving workers' compensation so you can focus on recovering. Contact a workers' comp insurance program near you to learn more.Share